News

– Consumer ‘demand for cash ISAs has increased’, report claims – Existing homeowners boost mortgage market – Most gifters are ‘unclear on inheritance tax rules’ – More people downsizing to boost retirement savings

Having celebrated its 30th birthday this year, the self-invested personal pension (SIPP) remains a popular choice for savers who want to take control of their pension investments.

Who would pick up the bill if something happened to the people you employ, the building you work in, or the equipment you use?

– Savers withdraw £25.62b through pension freedoms – Inheritance tax receipts projected to double by 2030 – Over-50s support introducing new tax break for downsizing – FCA consults on plans to change mortgage advice rules

When someone dies without leaving a legally valid will, their estate is distributed in line with a set of rules covering what known as intestacy. Subsequently, if you die without making a will, you will be defined as an intestate individual.

By their nature, small and relatively new companies tend to be considered a higher-risk investment than buying shares in larger, better-established businesses.

-Oblivious workers over 65 are being taxed on their stats pension -Under 35s call for advice to prepare for life’s milestones -Retirees’ income levels off over the last eight years -Pension dashboards get the green light from government department

There’s no doubt that the older you get, the faster time flies, and with it comes less time to plan for a comfortable retirement. In this document, we look at when, why and how to start saving for a pension.

Nobody likes paying tax, but most people would like to receive a brown envelope through the post from HMRC containing a tax rebate. Find out how to claim tax back through PAYE or self-assessment.

Following the latest market trends when it comes to your investment strategy usually pays off, but while most stick with the safety of the shoal there are always a few sharks swimming against the tide.

Another minimum contributions rise is upon us. When auto-enrolment was first introduced back in October 2012, nobody could have envisaged it being a policy as widely admired as it is today.

Your height and weight, your blood pressure levels and whether or not you smoke might not seem like information you’d want to give your pension provider, but it could be in your favour.