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Diversification is such a commonly-used term in relation to savings and investments that it can sound like a buzzword, but the basic idea behind it is simple enough.

Cold calls, time-limited offers and claims of guaranteed returns are among the tactics being used to tempt pension savers into risking their retirement income.

New statistics from HMRC reveal that 26,550 people had pension contributions that exceeded the £40,000 annual allowance last year – up from 18,500 in 2016/17.

It’s a difficult time to make big financial decisions, and moving house is no exception.

In most lives, there comes a moment when we think about what needs to change to ensure the future will be financially secure.

Around a quarter of people over 60 and in employment are believed to be opting out of saving into workplace pensions through auto-enrolment, a report claims.

The amount of pension contributions that can be made tax-free in a year stands at £40,000 in 2019/20, but this is restricted for higher earners by the tapered annual allowance

When pension freedoms were introduced back in April 2015, new inheritance tax planning rules slipped under the radar for some.

From vegan food and recycled fashion to green energy suppliers and plastic-free packaging, products with an environmental or social focus are becoming ever more popular.

Almost half (49%) of millennials have provided financial support to their parents in the last year. The Bank of Mum and Dad is perceived to provide financial support to adult children in times of financial hardship.

Inheritance tax is one of the most widely criticised taxes in the UK. Many see it as an unfair burden at a time of grief, and it comes with a complex system of rules, reliefs and exemptions.

If there was a universal, rock-solid reliable answer to the question “when is the best time to invest?” life would be a lot easier for financial advisers.