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“How can I legitimately reduce my tax bill” or “how can I keep more of my income” are two similar questions we get asked fairly regularly, often by clients who seek to validate how they are managing their finances.

In a year of firsts for many of us, the Bank of England (BoE) has mooted a first of its own: they have asked the banks if they are operationally ready for negative interest rates. That is, banks, and by extension those that save with them, would be charged for holding onto cash.

Mortgage payment breaks have been extended for homeowners who are being financially affected by the ongoing pandemic.

All investors have to begin somewhere. The short answer is £50 a month, but that’s probably not particularly helpful to you because it does not take into account your circumstances.

The coronavirus pandemic appears to have thrown some of the nation’s retirement plans into jeopardy, with recent figures commissioned by the Institute for Fiscal Studies (IFS) revealing that 13% of older workers have already changed their planned retirement age...

UK economic recovery slows to 2.1% in August. The UK’s economic recovery following sharp declines caused by the coronavirus lockdown continued to slow in August 2020, official figures show.

Tax-efficient options for limited company directors. If you run your own limited company, you choose how much to pay yourself, pick your own payday, and in which way you will be paid.

Staying on track during a turbulent year. To ensure you will be financially secure throughout your lifetime, planning is essential. It’s also important to remember that a financial plan needs continued attention, especially in unprecedented times like these.

Pension freedoms age rising to 57 in 2028 dashes early retirement hopes. The age at which retirement savers can access their private pensions will increase from 55 to 57 in 2028 confirmed.

Building your savings for later life care. Paying for long-term care is not cheap, and the burden first falls on private individuals. Ros Altman – the former pension's minister – described the nation as “sleepwalking into a social care crisis”, and already the costs borne privately are staggering.

How to save for a pension if you work for yourself. For ministers to say workplace pensions have been an “extraordinary success” is perfectly valid, but those excluded from the government’s flagship scheme may not share that sentiment.

Help-to-buy equity loan scheme gets two-month extension. The Government has extended a loan scheme which is designed to help those who are struggling to save for a mortgage deposit.