How to extract profits from your company

Tax-efficient options for limited company directors. If you run your own limited company, you choose how much to pay yourself, pick your own payday, and in which way you will be paid.

Wealth knowledge, October 2020

Pension freedoms age rising to 57 in 2028 dashes early retirement hopes. The age at which retirement savers can access their private pensions will increase from 55 to 57 in 2028 confirmed.

Options for funding long-term care

Building your savings for later life care. Paying for long-term care is not cheap, and the burden first falls on private individuals.
Ros Altman – the former pension’s minister – described the nation as “sleepwalking into a social care crisis”, and already the costs borne privately are staggering.

Retirement saving for the self-employed

How to save for a pension if you work for yourself. For ministers to say workplace pensions have been an “extraordinary success” is perfectly valid, but those excluded from the government’s flagship scheme may not share that sentiment.

Wealth knowledge, September 2020

Help-to-buy equity loan scheme gets two-month extension. The Government has extended a loan scheme which is designed to help those who are struggling to save for a mortgage deposit.