Help-to-buy ISA: What’s your next option?
Alternatives to make your money work harder.
A few years have passed since the help-to-buy ISA closed to new applicants on 30 November 2019.
Since its launch in December 2015, the scheme offered over-16s a way to save a deposit to help take their first steps on the property ladder.
The effects of rising inflation in 2022
Understanding your options to beat soaring prices.
If there’s one thing we know isn’t going away this year it’s the problem of rising inflation. It’s not just the UK who has to cope with rising inflation; it’s a growing issue across much of the developed world.
Options for those who have found their next home.
If you are in a position to upsize or pay off more of an existing mortgage, make sure you understand the small print first.
One might expect the property market to dampen considerably now the stamp duty holiday has ended. But while the number of transactions dropped off significantly after the first deadline, house prices still rose 2.1% in August.
Ways to release some of that pent-up demand.
Since the start of the COVID-19 pandemic in March 2020, official statistics show that total household savings have increased pretty much across the board.
That’s not much of a surprise considering most people have been saving cash working from home, while the three lockdowns we’ve had in the UK removed spending options to eat out, go to a pub, or holiday abroad.
Lower stamp duty land tax threshold in place until October
The stamp duty land tax-free threshold in England and Northern Ireland reduced last month, as the tax holiday introduced in July 2020 began to be phased out.